Understanding Social Insurance Contributions for GCC Countries

Introduction

If your organization operates in the Gulf Cooperation Council (GCC) region, it's essential to stay compliant with local regulations on social insurance. Keka automates the calculation and tracking of social insurance contributions for eligible employees in GCC countries.

This guide covers how social insurance works across the GCC and how to configure it in Keka. It's designed for HR and payroll admins managing payrolls for employees in the UAE, Saudi Arabia, Bahrain, Oman, Kuwait, and Qatar.

Table of Contents

• Enable Social Insurance for a Pay Group
• Configure Social Insurance in the Salary Structure
• Manage Social Insurance in the Employee Profile
  • Preferences Section
  • Salary Details
  • Salary Breakup Documentation
• View Contributions on Pay Slips
• Options & Variants
  • Country-Specific Social Insurance Schemes
• Notes, Tips, Important, Warnings
• Compliance / Legal

Enable Social Insurance for a Pay Group

1. Go to Payroll in your Keka dashboard.

2. Click Settings.

3. Choose the Pay Group where you want to enable social insurance.

4. Click the gear icon under the Actions column.
   
   
    

5. Under the Contributions tab, click the three-dot menu next to Social Insurance (GOSI).
   
   

6. Use the toggle switch to enable or disable the social insurance feature.
   
   

   
    

Configure Social Insurance in the Salary Structure

• Social insurance contributions appear directly in the salary structure.
  
  

• The system auto-calculates the contribution wage based on your legal entity's country.

• You can manually adjust the contribution wage if needed.

Manage Social Insurance in the Employee Profile

A. Preferences Section

1. Navigate to an employee's profile and go to the Finances tab.

2. Under Preferences, find the Statutory Information section.

3. Click the edit icon to update the social insurance status.
   
   
    

4. Use the toggle switch to enable or disable social insurance for that employee.

5. Enter the employee's social insurance number and click Update.
   
   
    

Tip: To enable or disable social insurance in bulk, go to Payroll > Payroll Admin > Operations and use the Import Financial Information template.

B. Salary Details

• In the Finances tab, click Salary.

• The breakdown will include a line item for Social Insurance Employer, showing the employer's contribution.
  
  

C. Salary Breakup Documentation

• Social insurance contributions are listed under the Deductions section.

• Both monthly and annual contribution amounts are shown.
  
  

View Contributions on Pay Slips

• Employee pay slips will show detailed social insurance contributions under a separate line item.

Options & Variants
 

Country-Specific Social Insurance Schemes

Notes, Tips, Important, Warnings
 

Important: Social insurance setup is country-specific and applies only to local nationals. Make sure your legal entity and employee nationality settings are accurate in Keka to ensure proper contribution calculation.

Tip: Use the financial import tool for bulk updates if you need to enable or disable social insurance for multiple employees.

Compliance / Legal

• Contribution rates and applicability are governed by local laws in each GCC country.

• Employers must comply with the regulations of the respective country’s social insurance authority.

Contact Keka support if contributions don’t appear as expected.